Thursday 16 June 2016

Want to save money with your smartphone? (Free 5-day course!)

save-money-smartphone-PINTEREST



Are you looking for creative ways to stretch your income and maximize your budget each month?


If so, I'm super excited to share that you can now sign up for my FREE 5-day e-mail course on How to Save Money With Your Smartphone!


In this course, you'll learn about simple, quick ways to save money using some of my favorite smartphone apps. The best part is that you can save a pretty significant amount of money in less than 15 minutes per day!


Go here to sign up for How to Save Money with Your Smartphone.


Aha! The Case for 'Buy and Hold' Investing

This chart from a financial adviser illustrates the decreasing probability of a negative return in the S&P 500 based over ever-longer time horizons.

Tuesday 14 June 2016

The big lie about “food porn”

Look at these photos. What do you notice?






Damn that looks good!



I don't know about you, but the first thing I noticed was DAMN THAT LOOKS GOOD.


Maybe a little jealousy.


But also a tiny moment of happiness at imagining putting one of those in my mouth. Ahhhh…so good.


And yet, most of us will never make a dish like that. In fact, by looking at those photos, we'll treat them like a tiny morphine addiction to feel good for just a minute…and then go back to our day.


Remind you of anything?



food porn

Ahhh…I feel so good. But I'm not going to do anything. Thanks for nothing, Obama



Guys, I completely get how fun it is to look at pics on Pinterest and Instagram, and (if you're a huge fucking nerd), Money Magazine.


But I also know that stuff is engineered to give you a quick dopamine hit. You feel good, you even feel accomplished, then you go right back to your normal day.


And as part of IWT, I've always been fascinated with areas where we feel better but don't actually change anything. Because I know that if we make a tiny change here or there, our entire life can change.


We did it with money. We did it with careers and entrepreneurship.


Now I want to talk about food

What do you put in your body every day? How does it help you perform?


There's a reason why I'm talking about this now: I think a Rich Life is about much more than money. I'd made plenty of money and I was still eating the same stuff I'd always eaten.


In fact, my food became part of my identity. I would brag about eating Taco Bell at 25. I even wrote about it in my book!


There's nothing wrong with Taco Bell. But isn't it interesting how our food becomes our identity? Where we eat, how much we eat, what type of cuisine we eat.


As my business grew, I wanted to find every edge I could. And I knew that if I could understand how food works, I could have endless energy every single day.


More than that, I wanted to figure out why I kept saying things like “I should cook more” or “I should really start eating better…” BUT I NEVER DID.


What I learned about the food-marketing complex

I started reading all these food articles - Paleo this, Atkins that, use extra-virgin olive oil! I've even watched The Food Network (notice I said “watched,” not “cooked”).


And here's what I realized: Most of the food stuff out there - the cooking shows, the articles, even the Instagram photos - is designed to get you to consume more food photos.


It's food porn! It feels good for a second…but doesn't change anything long term.


Check out this quote from Allen Salkin, author of a tell-all book about The Food Network:


“Food Network is not in the business of teaching people to cook or improving our knowledge about kale. Food Network is in the business of getting people to watch more Food Network. It's always been about selling advertising to a target demographic…”



YES! Exactly.


The Tyranny of Takeout
The worst part is…food porn works. We look at some food model's pan-seared ahi lemon tuna and think, “oh, it seems so easy!” We even feel like we learned something. But deep down, we know we can't cook that.


I don't have the right pot. I don't know how to fillet that fish. And our most common go-to…“I don't have time.”


So what do we do? We open our fridge, sigh, and eat the same old stuff we've always eaten. Takeout, “grab a quick bite,” leftovers. The same old stuff - for years and years.


It actually gets worse, because each time we try (and fail) to cook, we're less motivated to try again. We get flabbier. We eat more takeout. And we start to give up on the possibility of looking and feeling our best.


Look, I'm as guilty as anyone.


For years, I was focused on growing my business. I never cooked anything. Every single day, I ordered delivery. Every day. FOR YEARS!


I got so good at ordering delivery, I could order food from Seamless (delivery site) in less than 15 seconds and the food would arrive while I was still on a call.




instagram

Pics from my Instagram. Don't judge.



3 things I learned that “food experts” don't understand

I learned that I “knew” I should eat differently…but I wasn't ready to give up the foods I loved. I figured there had to be a middle ground instead of going from Zero to Kale.


Along the way, I realized food is a HUGELY underrated part of a Rich Life. It's what we eat 5+ times a day. Yet amazingly, all these years, I never stopped to think about what I was putting in my body.


I was just eating whatever was in front of me, never connecting the dots to how it made me feel.


So I googled “healthy eating.” I bought a few cookbooks. And yes, I even tried paleo.


But I don't want to eat broccoli and skinless chicken breast for the rest of my life. And I'm damn sure not making a lovely saffron soup on a Wednesday.


First, yes - I want to eat healthy…but I also want to eat DELICIOUS food. Sorry Mr. Nutritionist, my first rule is that I have to like what I eat! (Is that so weird?)


Second, food needs to work around your life. Are you really going to cook tilapia and take it to work? What happens when you warm it up and your coworkers smell fish in the conference room? People will hate you.


And finally, I want my food to give me energy and keep me focused, not leave me craving chips an hour from now.


My dream is simple: I just want to be able to make a delicious meal, in less than 20 minutes, that will actually leave me feeling GOOD, not tired.


I'll show you how to do that next Tuesday on my cooking show.


Click here to register. It's completely free.


-Ramit


P.S. By the way, this isn't just me. Over the last year, we've been testing a new course behind the scenes. We took students with no cooking experience and showed them how to create meals like this:




cooked a meal




chicken




yum


If you're curious for a sneak peek, come to next Tuesday's cooking show.


The big lie about “food porn” is a post from: I Will Teach You To Be Rich.

Saturday 4 June 2016

7 Ways To Shrink Your Grocery Bill

grocery bill


Guest post from Chrissy of Littles and Laundry


I am a frugal mama. Don't get me wrong, shopping is one of my favorite things to do – I be shoppin'. But most of the time… I be window shoppin'. 
<div style='clear: both;'></div>
</div>
<div class='post-footer'>
<div class='post-footer-line post-footer-line-1'>
<span class='post-author vcard'>
Posted by
<span class='fn' itemprop='author' itemscope='itemscope' itemtype='http://schema.org/Person'>
<meta content='https://www.blogger.com/profile/12529987946646091959' itemprop='url'/>
<a class='g-profile' href='https://www.blogger.com/profile/12529987946646091959' rel='author' title='author profile'>
<span itemprop='name'>Unknown</span>
</a>
</span>
</span>
<span class='post-timestamp'>
at
<meta content='http://castraveight.blogspot.com/2016/06/7-ways-to-shrink-your-grocery-bill.html' itemprop='url'/>
<a class='timestamp-link' href='https://castraveight.blogspot.com/2016/06/7-ways-to-shrink-your-grocery-bill.html' rel='bookmark' title='permanent link'><abbr class='published' itemprop='datePublished' title='2016-06-04T15:12:00-07:00'>15:12</abbr></a>
</span>
<span class='post-comment-link'>
<a class='comment-link' href='https://castraveight.blogspot.com/2016/06/7-ways-to-shrink-your-grocery-bill.html#comment-form' onclick=''>
No comments:
  </a>
</span>
<span class='post-icons'>
<span class='item-control blog-admin pid-353571284'>
<a href='https://www.blogger.com/post-edit.g?blogID=6855821811054968550&postID=1106026066837857171&from=pencil' title='Edit Post'>
<img alt='' class='icon-action' height='18' src='https://resources.blogblog.com/img/icon18_edit_allbkg.gif' width='18'/>
</a>
</span>
</span>
<div class='post-share-buttons goog-inline-block'>
<a class='goog-inline-block share-button sb-email' href='https://www.blogger.com/share-post.g?blogID=6855821811054968550&postID=1106026066837857171&target=email' target='_blank' title='Email This'><span class='share-button-link-text'>Email This</span></a><a class='goog-inline-block share-button sb-blog' href='https://www.blogger.com/share-post.g?blogID=6855821811054968550&postID=1106026066837857171&target=blog' onclick='window.open(this.href,

Wednesday 1 June 2016

A handmade scrap-fabric birthday banner




With so many new additions to our extended family in recent years, birthday season is now pretty much all year round. Except August. I don't think anyone was born in August, thank goodness - it's nice to have a whole month off... But in our immediate family, we have six a year to celebrate - that's six weeks in a year we leave the house decorated with banners, balloons, streamers or whatever else we threw up for said birthday person. We each get a week for the house to look special (or, frankly, until the balloons pop or the streamers dampen in the cool air, stretch and are tripped over. Then it's all over red rover.) To add to the specialness, I've been meaning to make a proper fabric bunting for, oh, the best part of 10 years. I always thought it would nice to have one bunting to suit all family members. Instead, I've spent the last 10 years worth of kids birthdays making paper versions!

Last week I was looking at all the scrap bits of random fabric I have in my fabric box and just started laying them out in a pattern that went together: blues, greens, greys, whites, dusty pinks in stripes, florals, solids and textures. I realised there was a piece of fabric to represent each of us. And some special bits in there too - vintage fabric from my Nana's estate; a dress the girls all wore to death that could not be repaired; one of Steve's old business shirts; new pieces I loved; older faves I've made other clothes out of. Some of the fabric was too small to create proper triangle bunting bits, so I got to cutting them into random strips - some fat, some skinny, some short, some long. I'd seen something similar a few years back at Purl Soho, which I loved and was inspired by. I did back-to-back pieces so it would be the same from either side and stitched it all together, adding ribbon-like lengths to the ends to hang. I hung it up last week for my birthday and haven't taken it down yet. It kind of looks nice just hanging there - not too birthday-ish! I love that it's made with tiny pieces of our family's history, that it's made with basically scrap and useless pieces and that it is the right amount of girlie and masculine to suit the four of us girls as well as Steve and Zak. And also that its rough edges will likely fray over the years, ageing a little more each time it makes an appearance - just like the birthday boy or girl it'll be hung up for when it does.