With a little determination...

After divorcing my husband of almost 25 years three years ago, I had just paid off the last of my $46,000 of "Marital Debt" that was agreed on in my Divorce. I took the kids out for dinner to celebrate (paying cash). The feeling of knowing that my tax returns, bonuses, longevity and overtime does not have to go towards debt and being able to take a long awaited vacation with my children is almost impossible to believe. All I have left is the house which I'm in the middle of refinancing (WITHOUT A CASH OUT) just to drop the interest rate from a 30 to a 15 year fixed and from 5.5% to 3% rate. Even with that, it's not even close to what I was paying out monthly. I thank Dave Ramsey's financial plan everyday because before the divorce, there was no dreams of ever getting out of debt and I was charging groceries just to make it. Now that I know where every penny I earn comes in and where it goes; I can't believe the amount of money I now have. I am extremely happy and at peace. Thanks Dave!!!

Our Family’s Year in Review: The highs, the lows, the struggles, and the victories (Part 1)

2014 was such a growing year for our family. I spent some time looking back over the year and it still amazes me all that happened! Just for fun, here’s a run-down with some of the highlights: January: The year […]

What Professional Investors Expect in '15

The key factors, many say, are rates, the dollar and oil, reports Lindsay Gellman.

I don’t do this often, but I’m wholeheartedly endorsing this…

The past two days, I’ve talked about the Ultimate Healthy Living Bundle and told you about some of the resources and why I think it would be beneficial for your family. Some of you have been hesitant about purchasing. You […]

Cut Out Processed Food in 14 Weeks (free online mini course!)

Wishing you could find a simple way to encourage your family to eat less junk food, fast food, and processed food in 2015? Be sure to check out the FREE 14-week online mini course from 100 Days of Real Food. […]